Premium Bonds explained for 2026. Check the latest prize rate and odds, tax rules, £50,000 limit and use our Premium Bonds calculator.

Do you pay Capital Gains Tax on gifts? Learn the UK CGT rules for gifting property, shares and assets to children, spouses and others in 2026/27.

Do you pay tax on lottery winnings in the UK? Usually no. Learn how HMRC treats lottery prizes, savings interest, investments, gifts and Inheritance Tax.

This guide explains how the main tax free UK investments work, who they suit, the pros and cons, and practical steps to choose the best option for your goals.