Calculate your UK take-home pay for 2026/27. Our free salary calculator estimates Income Tax, National Insurance, pensions and student loans.

Maximise take‑home pay and minimise tax for company directors.

This guide explains how voluntary contributions work, when and why they might benefit you, and how to take action before key HMRC deadlines.

Income taxed at 40% applies only to your taxable income above the higher‑rate threshold.